Save Big in 30 seconds a day: Negotiate your credit card rates.

Negotiate your credit card rates.
Sweating a high interest rate on one of your cards?
Ask for a lower rate. Credit cards are a competitive business, and they want to keep your business. So you can often get perks.
Too high. Too high. Just right.
Bottom line: To keep you as a customer, credit card companies will sometimes do what you ask.